Eyona Softwethi igqwesileyo yokuchongwa kobuqhophololo kwi-E-Commerce

Isoftware yokubona ubuqhophololo bemali sisisombululo sobuchwephesha esikhethekileyo esenzelwe ukuchonga nokuthintela imisebenzi yobuqhophololo kwiintengiselwano zemali, ngakumbi kwi-e-commerce kunye neentlawulo ze-intanethi. Isebenzisa i-algorithms ephucukileyo, ubuchule bokufunda koomatshini, kunye nohlalutyo lwedatha ukufumana iipateni ezirhanelwayo, izinto ezingaqhelekanga, kunye nezalathi zokuziphatha kobuqhophololo ngexesha lokwenyani.

Eyona njongo iphambili yesoftware yokubona ubuqhophololo kukukhusela amashishini, amaziko emali, kunye nabathengi kwiindlela ezahlukeneyo zobuqhophololo obuxhaphakileyo kumhlaba wedijithali. Oku kuquka iintengiselwano ezingagunyaziswanga, ukuthathwa kwe-akhawunti, ubusela bezazisi, ubuqhophololo ekubuyiseni imali, kunye nobuqhophololo bobuhlobo.

Ke, makhe singene kwindlela yokukhangela ubuqhophololo enokuthi incede ngayo ekukhuseleni ishishini lakho, ezona zisombululo ziphezulu zokubona ubuqhophololo, kunye nendlela yokuziphumeza.

Isiqulatho
Ukuqonda ubuqhetseba bezemali kwi-e-commerce
Indima yesoftware yokubona ubuqhophololo
Izibonelelo zesoftware yokubona ubuqhophololo
Ukuphumeza isoftware yokubona ubuqhophololo
Izisombululo eziphezulu zokubona ubuqhophololo kwi-e-commerce

Ukuqonda ubuqhetseba bezemali kwi-e-commerce

Phambi kokuphonononga kwiinkcukacha zesoftware yokubona ubuqhophololo, kubalulekile ukuqonda iindlela ezahlukeneyo zobuqhophololo bezemali obuxhaphakileyo kurhwebo lwe-e-commerce. Imisebenzi yobuqhophololo inokubonakaliswa ngeendlela ezininzi, kuquka:

• Ubuqhophololo kwintlawulo: Ibandakanya iintengiselwano ezingagunyaziswanga kusetyenziswa iinkcukacha zekhadi letyala elibiweyo okanye ezinye iinkcukacha zentlawulo.
• Ukuthathwa kweakhawunti: Amaqhophololo afumana ukufikelela okungagunyaziswanga kwiiakhawunti zabasebenzisi ngokusebenzisa i phishing, ubunjineli basekuhlaleni, okanye ukophulwa kwedatha, okubenza bakwazi ukuthenga ngobuqhetseba okanye ukukhupha ulwazi olubuthathaka.
• Isazisi: Abarhwaphilizi bayeba inkcazelo yobuqu ukuze bazenze abasebenzisi abasemthethweni, nto leyo edla ngokuphumela kwintengiselwano yobuqhophololo okanye ekuthathweni kweakhawunti.
• Ubuqhophololo bokubuyisela imali: Xa umthengi ephikisana nentengiselwano esemthethweni, ekhokelela ekuhlawuleni umva kunye nelahleko yemali yeshishini.
• Ubuqhophololo bobuhlobo: Ngamanye amaxesha kuthiwa "ubuqhetseba bomntu wokuqala," oku kwenzeka xa umnini-akhawunti osemthethweni ethenga kodwa kamva ephikisana nentlawulo, ekhokelela kwilahleko yemali kumthengisi.

Indima yesoftware yokubona ubuqhophololo

Isoftware yokubona ubuqhophololo ngokwemali ibalulekile ekukhuseleni amashishini e-e-commerce ngokuchasene nezi zoyikiso. Le software inokubona iipateni ezirhanelwayo kunye nezinto ezingaqhelekanga ezibonisa umsebenzi wobuqhophololo ngokuhlalutya izixa ezikhulu zedatha yentengiselwano ngexesha lokwenyani.

Nazi ezinye iimpawu eziphambili kunye nokusebenza okuxhaphake ukufunyanwa kwizisombululo zokubona ubuqhophololo:

• Ubuchule bokufunda ngomatshini: Isoftware yanamhlanje yokufumanisa ubuqhophololo isebenzisa iialgorithms zokufunda koomatshini ukuhlalutya idatha yentengiselwano kunye nokuchonga iipatheni ezinxulumene nokuziphatha kobuqhophololo. Ezi algorithms ngokuqhubekayo zifunda kwaye zilungelelanise ukuguquka kwamaqhinga obuqhetseba, ukuphucula ukuchaneka kokubonwa.
• Uhlalutyo lokuziphatha: Ngokubeka iliso kwindlela yokuziphatha yabasebenzisi kunye neepatheni zentengiselwano, isoftware yokufumanisa ubuqhophololo inokuchonga ukutenxa kwimisebenzi yesiqhelo, ifake iflegi yentengiselwano enobuqhophololo ukuze iqwalaselwe ngakumbi.
• Umngcipheko wamanqaku: Izisombululo zokubona ubuqhophololo zinika amanqaku engozi kwiintengiselwano ezisekelwe kwizinto ezahlukeneyo, ezifana nesixa sentengiselwano, indawo yomsebenzisi, ukuprintwa kweminwe yesixhobo, kunye nembali yokuthengiselana yangaphambili. Iintengiselwano ezisemngciphekweni omkhulu zinokujongwa ngakumbi okanye zithintelwe ngokuthe ngqo.
• Izilumkiso zexesha lokwenyani: Izilumkiso ezikhawulezayo zenza ukuba amashishini e-e-commerce aphendule ngokukhawuleza kumsebenzi okrokrelwayo wobuqhophololo, ukunciphisa ilahleko enokwenzeka kunye nokunciphisa impembelelo kubasebenzisi abasemthethweni.
• Ukudityaniswa namasango entlawulo: Ukuhlanganiswa okungenamthungo kunye namasango okuhlawula kunye neeplatifti ze-e-commerce zivumela isofthiwe yokufumanisa ubuqhetseba ukuhlalutya ukuthengiselana kwindawo yokuthengisa, ukunciphisa i-latency kunye nokuqinisekisa amava omsebenzisi angenayo i-friction.
• Imithetho kunye nemigaqo-nkqubo enokwenziwa ngokwezifiso: Amashishini angachaza imithetho yesiko kunye nemigaqo-nkqubo ukulungisa inkqubo yokukhangela ubuqhetseba kwiimfuno zabo ezithile kunye namanqanaba okunyamezela umngcipheko. Olu bhetyebhetye luqinisekisa ukuba isoftware iyakwazi ukuziqhelanisa nokuguquka kweendlela zobuqhetseba kunye neemfuno zolawulo.

Khumbula ezi mpawu ziphambili kunye nokusebenza xa ukhetha eyona software yeshishini lakho.

Izibonelelo zesoftware yokubona ubuqhophololo

Ukuphunyezwa kwesoftware yokubona ubuqhophololo bezemali ibonelela ngeenzuzo ezininzi kumashishini e-e-commerce, kubandakanya:

• Ukunciphisa ilahleko yemali: Ngokufumanisa kunye nokuthintela ukuthengiselana kobuqhophololo ngexesha lokwenyani, isoftware yokubona ubuqhophololo inceda amashishini e-e-commerce athomalalise ilahleko yemali ehambelana nokubuyisela umva, ukuthenga okungagunyaziswanga, kunye neminye imisebenzi yobuqhophololo.
• U khu seleko: Amandla okubona ubuqhophololo axhasa ukuma kokhuseleko lwamaqonga e-e-commerce, ukukhusela idatha ebuthathaka yabathengi kunye nokugcina ukuthembana phakathi kwabasebenzisi.
• Ukusebenza okuphuculweyo: Iinkqubo zokubona ubuqhophololo ngokuzenzekelayo zilungelelanisa ukubeka iliso kwintengiselwano kunye nokuhamba komsebenzi wophando, okuvumela amashishini ukuba abele izibonelelo ngokufanelekileyo kwaye agxininise kwimisebenzi engundoqo yokusebenza.
• Amava omsebenzisi aphuculweyo: Ngokunciphisa ukuchaneka okungeyonyani kunye nokunciphisa amathuba okuba uthengiselwano olusemthethweni lwaliwe ngempazamo, isoftware yokubona ubuqhophololo iqinisekisa amava omsebenzisi alula nangenamthungo kubathengi.
• Ukuthotyelwa komthetho: Ukuthotyelwa kweemfuneko zolawulo, ezifana ne-PCI DSS (i-Payment Card Industry Data Security Standard) kunye ne-GDPR (uMgaqo woKhuseleko lweDatha Jikelele), ibalulekile kumashishini e-e-commerce. Isoftware yokubona ubuqhophololo inceda iinkampani zigcine ukuthotyelwa ngokuphumeza imilinganiselo yokhuseleko eyomeleleyo kunye nokukhusela idatha yabathengi.

Ukuphumeza isoftware yokubona ubuqhophololo

Xa kuphunyezwa isoftware yokubona ubuqhophololo bezemali, amashishini e-e-commerce kufuneka athathele ingqalelo ezi ndlela zilandelayo:

• Ukujongisisa ubungozi: Ukuqhuba uhlolo olubanzi lomngcipheko ukuze kuchongwe ukuba semngciphekweni okunokwenzeka kwaye kubekwe phambili iindawo ezifuna amanyathelo aphuculweyo okubona ubuqhophololo.
• Uvandlakanyo lomthengisi: Vavanya izisombululo ezahlukeneyo zokubona ubuqhetseba ngokusekwe ekubhaqweni kokuchaneka, ukulinganisa, ukudityaniswa lula, kunye nodumo lomthengisi. Jonga icandelo elilandelayo lolunye ukhetho lwethu oluphezulu lwezisombululo zokubona ubuqhophololo.
• Ukudityaniswa kwedatha: Ukuqinisekisa ukudityaniswa komthungo kunye namasango entlawulo asele ekho, iiplatifti ze-e-commerce, kunye neenkqubo zokubuyela umva ukuququzelela uhlolo lwentengiselwano kunye nohlalutyo lwexesha langempela.
• Uqeqesho nemfundo: Ukubonelela ngoqeqesho nemfundo kubasebenzi abanoxanduva lokulawula iinkqubo zokubona ubuqhophololo, ukuqinisekisa ukuba bayayiqonda indlela yokutolika ngempumelelo izilumkiso kunye nokuphanda umsebenzi okrokrisayo.
• Ukubeka iliso okuqhubekayo kunye nokuphucula: Ukubeka iliso rhoqo kunye nokwandisa iinkqubo zokubona ubuqhetseba ukuziqhelanisa nokuguquka kwamaqhinga orhwaphilizo kunye nokugcina ukuchaneka kobuqhophololo.
• Intsebenziswano kunye nokwabelana ngolwazi: Ukukhuthaza intsebenziswano noontanga kushishino, amaziko emali, kunye nee-arhente zogcino-mthetho ukwabelana ngezimvo kunye neendlela ezingcono zokulwa ubuqhophololo bezemali ngokufanelekileyo.

Izisombululo eziphezulu zokubona ubuqhophololo kwi-e-commerce

Ezinye zezisombululo eziphambili zokubona ubuqhophololo kwimarike ziquka:

Kount

Kount ngumboneleli okhokelayo wokuthintela ubuqhophololo kunye nezisombululo zezazisi zedijithali kumashishini e-e-commerce. Iqonga layo lisebenzisa ubukrelekrele bokwenziwa kunye neendlela zokufunda koomatshini ukuhlalutya iibhiliyoni zentengiselwano kunye nokuchonga imisebenzi yobuqhophololo ngexesha lokwenyani. I-Kount inikezela ngoluhlu lweempawu, ukuquka ushicilelo lweminwe yesixhobo, uhlalutyo lokuziphatha, uthintelo lokubuyisela umva, kunye nemithetho enokwenziwa ngokwezifiso kunye nemigaqo-nkqubo.

FraudLabs Pro

FraudLabs Pro sisisombululo esibanzi sokubona ubuqhophololo esenzelwe ukunceda amashishini e-e-commerce abone kwaye athintele ubuqhophololo kwi-Intanethi. Inika i-suite yezixhobo, kubandakanywa i-IP idilesi ye-geolocation, ukufumanisa i-proxy, ukuqinisekiswa kwe-imeyile, kunye nokulandelwa kwesixhobo, ukuchonga ukuthengiselana okukrokrelwayo kunye nokunciphisa imingcipheko yobuqhetseba. IFraudLabs Pro idibanisa ngaphandle komthungo kunye namaqonga e-e-commerce adumileyo anje ngeShopify, Magento, kunye neWooCommerce.

Hluza

Hluza yi-digital trust ehamba phambili kunye neqonga lokhuseleko elinceda amashishini athintele ubuqhophololo, ukwandisa ingeniso, kunye nokuphucula amava abasebenzisi. Ukwazi ukukhangela ubuqhetseba obusekelwe kumatshini wokufunda kumatshini kuhlalutya amanqaku amaninzi edatha, kubandakanywa ukuziphatha komsebenzisi, ulwazi lwesixhobo, kunye neepatheni zokuthengiselana, ukuchonga umsebenzi wobuqhetseba ngexesha langempela. I-Sift inikezela ngoluhlu lwezisombululo ezilungiselelwe amashishini athile, kubandakanya i-e-commerce, uhambo, kunye neenkonzo zemali.

Chaza

Chaza liqonga lokukhusela ubuqhophololo elisebenzisa ubuchwepheshe obuphambili bokufunda ngomatshini ukuze kubonwe kwaye kuthintelwe iintengiselwano zobuqhophololo. Isisombululo saso sidibanisa imithombo yedatha emininzi, kubandakanywa idatha yokuthengiselana, ulwazi lwesixhobo, kunye nohlalutyo lokuziphatha, ukuvavanya ngokuchanekileyo umngcipheko ohambelana nokuthengiselana ngalunye. I-Signifyd inikezela ngenkonzo yokhuseleko lorhwaphilizo eqinisekisiweyo, ebonelela abarhwebi ngesiqinisekiso semali ngokuchasene nokuhlawulwa kwee-odolo ezivunyiweyo.

Forter

Forter liqonga lokuthintela ubuqhophololo elinikwe amandla e-AI elinceda amashishini e-e-commerce athintele ubuqhophololo ngelixa enyusa ingeniso kunye nokunciphisa ukungqubana kubathengi abasemthethweni. Isisombululo saso sihlalutya iibhiliyoni zamanqaku edatha ngexesha langempela ukwahlula ngokuchanekileyo phakathi kweentengiselwano ezisemthethweni kunye nezobuqhetseba. I-Forter inikezela ngoluhlu lweenkonzo zokuthintela ubuqhophololo, kubandakanywa ukhuseleko lwe-akhawunti, uthintelo lobuqhophololo kwintlawulo, kunye nokubhaqwa komgaqo-nkqubo wobuqhophololo.

Le yimizekelo embalwa yezisombululo eziphezulu zokubona ubuqhetseba ezisetyenziswa ngamashishini e-e-commerce ukukhusela amaqonga abo kunye nabathengi kubuqhophololo bemali. Xa ukhetha isisombululo sokubona ubuqhophololo, kubalulekile ukuba amashishini athathele ingqalelo izinto ezifana nokuchaneka kokubhaqwa, ukukala, ukudityaniswa lula, kunye nenkxaso eqhubekayo yokuqinisekisa uthintelo olusebenzayo lobuqhophololo kunye nokunciphisa.

Iingcamango zokugqibela

Isoftware yokubona ubuqhophololo bemali idlala indima ebalulekileyo ekukhuseleni amashishini e-e-commerce kwisoyikiso sobuqhophololo. Ngokusebenzisa i-algorithms ephucukileyo kunye nohlalutyo lwexesha lokwenyani, le software yenza ukuba amashishini abone kwaye anciphise umsebenzi wobuqhophololo ngokufanelekileyo, ukunciphisa ilahleko yemali, ukomeleza ukhuseleko, kunye nokugcina ukuthembana phakathi kwabasebenzisi.