Ulenza njani uHlahlo-lwabiwo mali lweShishini eliNcinci

Ukwenza uhlahlo lwabiwo-mali sisenzo esibalulekileyo soshishino kumashishini amancinci akwi-intanethi. Njengoko ngokwesiqhelo benemali eqinile kunye nokungabi namali ekhoyo, ukugcina iliso eliqinileyo kwingeniso kunye neendleko kunokuba ngundoqo ekusindeni kwezi nkampani.

Kodwa uhlahlo lwabiwo-mali lunokuba nzima, ngakumbi kwiinkampani ezincinci ezintsha kulo msebenzi. Ngaphandle koko, ukwenza uhlahlo lwabiwo-mali lweshishini kusisiqingatha kuphela somsebenzi - kusafuneka bafunde ukuhlala besendleleni kuhlahlo lwabiwo-mali lwabo kunye nokugcina imali icocekile.

Esi sikhokelo sixoxa malunga nokuba amashishini amancinci akwi-intanethi kufuneka ayazi malunga nohlahlo lwabiwo-mali, kubandakanywa nentsingiselo yalo, kutheni kubalulekile, kunye nendlela yokwenza uhlahlo lwabiwo-mali olusebenzayo.

Isiqulatho
Yintoni uhlahlo lwabiwo-mali lwamashishini amancinci?
Kutheni iinkampani ezincinci kufuneka zibhajethe
Indlela yokwenza uhlahlo lwabiwo-mali lweshishini elincinci
Iingcebiso zokuhlala endleleni kunye nohlahlo lwabiwo-mali
isiphelo

Yintoni uhlahlo lwabiwo-mali lwamashishini amancinci? 

Uhlahlo lwabiwo-mali lweshishini sisishwankathelo semali yenkampani. Iqaqambisa iindleko ezicetywayo zenkampani ngeveki, ngenyanga, okanye zonyaka kunye nengeniso kunye neenjongo zemali zexesha elifutshane okanye eliphakathi lenkampani. 

Ngenxa yokuba uhlahlo lwabiwo-mali lwequmrhu ludlala indima ebalulekileyo ekwenzeni izigqibo ezivakalayo ngezemali, kufuneka ibe yeyona nto iphambili kushishino. Nangona kunjalo, izibalo zibonisa ukuba oku akusoloko kunjalo kumashishini amancinci. Umzekelo, a Ucwaningo lwe-2021 bafumanise ukuba yi-54% kuphela yeenkampani ezincinci ezinohlahlo lwabiwo-mali lwenkampani, nto leyo ethetha ukuba phantse isiqingatha samashishini asiboni kakuhle ngokwasezimalini. 

Kodwa kukho izizathu ezininzi zokuba yonke isiqalo kufuneka sibe nohlahlo lwabiwo-mali kunye nesicwangciso sezemali, siqale ngezi zichazwe ngezantsi. 

Kutheni iinkampani ezincinci kufuneka zibhajethe 

Ukuba nesicwangciso sohlahlo lwabiwo-mali lweshishini ngundoqo kubulumko bezemali kwiinkampani ezincinci. Njengoko ingxelo ye-CB Insights, esinye sezona zizathu ziphambili zokuqalisa zisilela kukuba ziphelelwa yimali. Kodwa uhlahlo lwabiwo-mali lunceda amashishini alandele ingeniso kunye neendleko kwaye acwangcisele ikamva lezemali elinempilo. 

Ukongeza, uhlahlo lwabiwo-mali lunceda amashishini amancinci: 

• Ukufezekisa ukusebenza kakuhle kweshishini: Uhlahlo lwabiwo-mali lokuqalisa lunceda iinkampani ziqikelele umvuzo kwaye zilungelelanise iindleko zoshishino ngokufanelekileyo. 
• Lawula imali ngcono: Ngomfanekiso ocacileyo wengeniso kunye neendleko, kulula ukwaba inkcitho kunye nokuphelisa iindleko ezingeyomfuneko. 
• Lungiselela iinyanga ezicothayo: Uhlahlo lwabiwo-mali lweshishini lunokunceda ekuchongeni amaxesha aphezulu engeniso ukuze inkampani icwangcise ngokufanelekileyo kwiinyanga ezicothayo. 
• Ukufumana inzuzo yoshishino: Uhlahlo lwabiwo-mali lunceda ekuchongeni ukuba iinkampani kufuneka zenze ntoni ukwenza inzuzo, nokuba kukunciphisa iindleko okanye ukonyusa ingeniso, okanye zombini. 
• Qhuba ishishini elicocekileyo: Okokugqibela, iinkampani ezinohlahlo lwabiwo-mali zinokugcina imali enocwangco, nto leyo eya kuba yimfuneko ekwenzeni ishishini libe nomtsalane kubatyali-zimali.

Ukufumana ulwazi olongezelelekileyo lokuba kutheni uhlahlo lwabiwo-mali lubalulekile, masijike ecaleni kwendlela yokwenza uhlahlo lwabiwo-mali lweshishini elincinci. 

Indlela yokwenza uhlahlo lwabiwo-mali lweshishini elincinci

Eyona njongo yohlahlo lwabiwo-mali kukudala amava emali aqikelelwayo kwishishini. Ke, njengokuba uqala, uya kuqaphela ukuba inkqubo ibandakanya ikakhulu ukujonga ngasemva kwinkcitho yangaphambili kunye nengeniso kwaye usebenzise loo mava ukuqikelela ikamva. 

Ngelixa amashishini amatsha esenokungabinayo imbali yezemali yangaphambili, uphando kwiindleko zeshishini eliqhelekileyo lunokunceda. Ngokunjalo, iinkampani ezikwesi sikhundla zinokuthembela kuhlahlo lwabiwo-mali olungumzekelo ukuze ishishini liqalise. Oko kuthethiweyo, nanga amanyathelo abalulekileyo abandakanyekayo ekulungiseleleni uhlahlo lwabiwo-mali.

1. Chonga imithombo yengeniso

Xa usenza uhlahlo lwabiwo-mali lwamashishini amancinci, inyathelo lokuqala kukuchonga ukuba ishishini lenza malini kwaye lisuka phi. Iintengiso eziveliswa kwivenkile ekwi-intanethi yenkampani okanye kwindawo yentengiso kwindawo yentengiso yindawo entle yokuqalisa ishishini elikwi-intanethi. Okulandelayo, qwalasela ukuba ishishini lenza imali kwezinye Kwimithombo, ezinje nge freelancing, consulting, okanye intengiso yevenkile ebonakalayo.

Emva kokushwankathela yonke imithombo yengeniso, bala ukuba ishishini lenza malini ngenyanga. Ngokufanelekileyo, olu balo kufuneka lufikelele ubuncinane kwiinyanga ezili-12 zengeniso okanye ngaphezulu ukuba ulwazi luyafumaneka. 

Khumbula ukunamathela kumanani engeniso asulungekileyo ngeli xesha lokubala. Akukho mfuneko yokumisela inzuzo okwangoku - siza kuza kuloo nto kamva. 

2. Ukubalwa kweendleko ezizinzileyo

Okulandelayo, misela kwaye uqokelele zonke iindleko ezimiselweyo zenkampani. Iindleko ezizinzileyo zezo ndleko zoshishino ezihlawulwa yinkampani rhoqo. Ngokomzekelo, zinokuthi zenzeke yonke imihla, ngeveki, ngenyanga, okanye ngonyaka. Ezinye iindleko ezimiselweyo yirenti, izinto eziluncedo, iintlawulo, kunye ne-inshurensi. 

Njengeshishini elikwi-intanethi, ezo ndleko ziyakubandakanya iindleko zokubamba iwebhusayithi okanye iindleko zobhaliso lwenyanga kwabo baneendawo zentengiso kwindawo yentengiso njenge. Chovm.com. Kodwa kubalulekile ukuqaphela ukuba iindleko ezisisigxina ziyahluka kwishishini ngalinye. Ke, thatha ixesha lokufumana ezo zisebenza kwishishini lakho. 

Emva kokumisela iindleko ezimiselweyo, zongeze ukuba ufumane inani elipheleleyo leendleko ezimiselweyo zenyanga.

3. Qinisekisa iindleko eziguquguqukayo

Iindleko eziguquguqukayo ziya kubalwa ngokulandelayo. Ezi ndleko azilungiswanga kodwa ziyaguquguquka ukusuka kwinyanga ukuya kwinyanga, kuxhomekeke kwizinto ezininzi. Ngokomzekelo, banokuguquguquka ngokusekelwe kwizinga lokusetyenziswa okanye imfuno yexesha.

Imizekelo yeendleko eziguquguqukayo ziquka amaphulo okuthengisa, iirhafu, iikontraka ezizimeleyo, uphuhliso lobuchwephesha, njl.njl. Ezinye iindleko ezingafaki galelo ekukhuleni kweshishini zingawela apha, ezifana nesidlo sasemini soshishino okanye ikofu yezandla. 

Ukufunda ukuba ishishini lichitha ntoni kwiindleko eziguquguqukayo kubalulekile. Ngeenyanga ezinqabileyo, baya kubonelela ngamathuba angcono okunciphisa inkcitho kunye nokuqinisekisa ukusinda kwenkampani. 

4. Qikelela inkcitho yexesha elinye

Olunye udidi lweendleko eziya kufakwa kuhlahlo lwabiwo-mali ziinkcitho zangexesha elinye. Ezi ndleko zinokwenzeka kube kanye kuphela, kodwa uyakuhlala uzibona ukude. Umzekelo, ukufumana ilaptop entsha okanye ukuqesha umyili ukuba enze uphawu lweshishini ziindleko eziqhelekileyo zexesha elinye. 

Kubalulekile ukuqaphela ukuba ezi ndleko zihlala ziphezulu. Ngoko ke, ukubacebela kwangethuba kunokunceda ukuthabatha uxinzelelo kwishishini kunye nokulikhusela kumthwalo wemali wequbuliso, omkhulu. Ngokunjalo, inkcitho yexesha elinye kulula ukuyigcinela le ndlela. 

5. Ukudala ingxowa-mali enokwenzeka

Nangona ukwenza ingxowa-mali yoncedo olungalindelekanga kuvakala kufana nokuqikelela inkcitho enye, kukho umahluko osisiseko. Ingxowa-mali yokuhlangabezana neendleko ezingalindelekanga, ngelixa iindleko zexesha elinye zihlala ziqikelelwa kwaye zinokuqikelelwa. 

Ukukrola ingxowa-mali yemeko enokwenzeka kububulumko kuba imisebenzi eqhelekileyo yeshishini inokuphosa iindleko ebezingalindelekanga xa ungalindelanga. Ukujongana nezi ziganeko zingalindelekanga kuluxinzelelo ngokwaneleyo, kodwa ukuba nengxowa-mali elungele ukuhlangabezana neendleko kuya kunceda kakhulu. 

Imizekelo yeendleko ezinokwenzeka zibandakanya ukonakaliswa koomatshini ngequbuliso, iingxaki zewebhusayithi, okanye ingozi eyaphula iveni yokuhambisa. 

6. Fumana umda wakho wenzuzo

Emva kokugqiba la manyathelo achazwe ngasentla, lixesha lokujonga inzuzo. Okokuqala, yongeza zonke iindleko zenyanga okanye zonyaka - kuquka neendleko ezisisigxina, eziguquguqukayo, kunye nexesha elinye. Emva koko, shwankathela ingeniso yenyanga neyonyaka yeshishini ngokunjalo. 

Thabatha iindleko kwingeniso, kwaye mhlawumbi unokuba nenombolo eqinisekileyo, eyinzuzo yakho, okanye inombolo ethabathayo, okuthetha ukuba ishishini lingajika ilahleko. 

Ukuba ilahleko ibonakala inokwenzeka, musa ukudimazeka. Ayingawo onke amashishini amancinci anengeniso ekuqaleni. Kwaye uninzi, kuthatha ixesha ukwenza inzuzo. Kodwa ngohlahlo lwabiwo-mali lweshishini olubonisa apho unokunciphisa khona iindleko okanye uqhube ingeniso, kulula ukungena kwindlela eya kwimpumelelo yemali kunye nenzuzo.

7. Tsala yonke kunye

Ngalo lonke umzamo ukuza kuthi ga ngoku, ishishini ngoku linomfanekiso omhle wemali yalo kunye nenkangeleko yemali. Ngenxa yoko, iphinda ingene kwindawo enkulu yokulungisa kunye nokulungelelanisa into nganye ukufezekisa umxube ongcono wentsebenzo yeshishini elomeleleyo kwixesha. 

Ngelixa uhlahlo lwabiwo-mali luyintelekelelo yengeniso kunye nenkcitho, ibonelela ngendlela entle yokucwangcisela iinyanga okanye unyaka olandelayo. Ukongeza, iinkampani zinokufunda kwiindlela zengeniso ezizibonileyo ngohlahlo lwabiwo-mali kwaye zenze izicwangciso zokuzuza ingeniso ethe kratya kunye nokunciphisa iindleko.

Iingcebiso zokuhlala endleleni kunye nohlahlo lwabiwo-mali 

Njengoko kukhankanyiwe ngasentla, ukuzoba uhlahlo lwabiwo-mali lwamashishini amancinci sisiqingatha kuphela somsebenzi. Iinkampani kusafuneka zifumane indlela yokuhlala zinyanisekile kwisicwangciso sazo sezemali. Ngelixa uqalo oluninzi oludala uhlahlo lwabiwo-mali lunamathela kuyo, ukuhlala nesicwangciso kunokuba nzima. 

Ngokwalo isifundo, I-35% yeenkampani ezenze uhlahlo lwabiwo-mali zisachitha ngaphezu koko bekucwangcisiwe. Ke, amashishini amancinci ahlala njani esendleleni kunye nebhajethi yawo? Nanga amacebiso ambalwa okunceda. 

• Zibekele isicwangciso esisengqiqweni: Ukumisela uhlahlo lwabiwo-mali kwiinyani ezinzima kunokuba kuqikelelo olulindelekileyo kuya kwenza kube lula ukuqikelela kunye nokumelana neenyani zemali zenkampani. 
• Gcina amaxwebhu: Kuba nzima ukulandelela ingeniso kunye neendleko ngokuchanekileyo ngaphandle kweengxelo ezicacileyo zemali. Ke, yiba nenkolo ngamaxwebhu enkampani. 
• Ukuphumeza ugcino-zincwadi olungqongqo: Kwangaxeshanye, luluvo olulungileyo ukuziqhelanisa nogcino-zincwadi oluneenkcukacha apho urekhoda yonke into engenayo nokuphumayo kwishishini. 
• Sebenzisa isoftware yokubala: Isoftware yokubala njengeFreshBooks kunye neQuickBooks zineepakethe zamashishini amancinci ezenza ucwangciso kunye nokwenza uhlahlo lwabiwo-mali ngaphandle koxinzelelo. 
• Yiba bhetyebhetye: Okokugqibela, khumbula ukushiya igumbi lokushukuma ngaphakathi kohlahlo lwabiwo-mali, ukuze ishishini libe nokuphendula ngokulula kwiimeko ezintsha kunye neenyani zemali. 

isiphelo

Ekugqibeleni, ukwenza uhlahlo lwabiwo-mali lweshishini kunceda oosomashishini bakhe iinkampani ezomeleleyo nezizinzileyo. Ukucaciswa kohlahlo lwabiwo-mali kuya kubaluleka ekuqinisekiseni ukuba ishishini lichitha kuphela imali kwiindawo ezifanelekileyo nangexesha elifanelekileyo ukuthintela amatyala angeyomfuneko.