Indlela ubhubhane awachaphazele ngayo amaShishini amaNcinci e-US

Ubhubhani we-coronavirus ube nempembelelo enkulu kumashishini ahlukeneyo e-US. Ngelixa ibangele ukuphazamiseka okukhulu, ibonise isixa esibalulekileyo samathuba achaphazele ngokufanelekileyo ukusebenza, ukusungula izinto ezintsha, kunye nokusinda kwenani lamashishini amancinci.

Uluhlu lwamashishini amancinci lubanzi kakhulu e-US, kunye ne-99% emangalisa yamashishini e-US ngokwenene afaneleka njengamashishini amancinci ngokutsho KwiQumrhu loQoqosho loLuntu.

Kweli nqaku, siza kujonga ukuba eli candelo likhulu lamashishini lithe lachatshazelwa njani ngubhubhane, yeyiphi imingeni kunye namathuba avelayo, kwaye nokuba ithemba lasemva kobhubhani lifanelekile na.

Isiqulatho
Ifuthe loqoqosho lobhubhane kunye nokusasazwa koncedo lwemali
Impembelelo yobhubhane kumashishini amancinci e-US
Kuya kubonakala njani ukuchacha emva kobhubhane?

Ifuthe loqoqosho lobhubhane kunye nokusasazwa koncedo lwemali

A Ingxelo yeStatista kwimpembelelo yezoqoqosho jikelele yobhubhane kumashishini amancinci e-US ukusukela ngo-Okthobha ka-2021 ibonisa ukuba kumashishini angama-44.9% yabaphenduli (elona candelo likhulu), ubhubhane ube nefuthe elibi eliphakathi, ngelixa i-22.5% yabaphenduli (inqanaba lesibini eliphezulu), ubhubhane waba nesiphumo esincinci okanye singenasiphumo.

Uncedo lwemali olunikezelwa ngurhulumente waseMelika ukuba amashishini amancinci Ngeli xesha bekubalulekile ekuqinisekiseni ukuba bayakwazi ukumelana noqhwithela lobhubhane.

Xa ujonga ukuhanjiswa koncedo lwemali olufunyenwe ngamashishini amancinci, iNkqubo yoKhuseleko lwePaycheck (PPP) kunye neNkqubo yoKhuseleko lweNkqubo yokuxolelwa kwemali mboleko yaba nefuthe elikhulu ekunciphiseni uxinzelelo lwezemali lwamashishini amancinci, i-accounting ye-44.5% kunye ne-41.3% yoncedo lwemali lonke, ngokulandelanayo.

Iinkqubo zemali-mboleko zikwadlale indima ebalulekileyo ekuthomalaliseni iziphumo zobhubhane, njengoko ukuvunywa kwemali mboleko yamashishini amancinci ngababolekisi abahlukeneyo e-US kubonelele amashishini amancinci ngesithintelo esikhulu. Xa kuziwa kwiintlobo zababolekisi, Amanani eStatista ibonisa ukuba i-24.5% yemali-mboleko ibivela kwezinye iimali-mboleko, ngelixa i-23.8% isuka kubabolekisi bamaziko, i-20.5% isuka kwiimanyano zamatyala, i-18.5% isuka kwiibhanki ezincinci, kunye ne-13.6% kwiibhanki ezinkulu.

Impembelelo yobhubhani we-coronavirus kumashishini amancinci e-US

Impembelelo kubasebenzi: ukunqongophala kwabasebenzi, ukunyuka kwemveliso

Xa kufikwa kwimingeni eyahlukeneyo ejongene namashishini amancinci e-US ngexesha lobhubhane, eyona inkulu ngokwe-24% Ingxelo yabaphenduli ngulo mgangatho wabasebenzi.

“Ukurhoxa okukhulu” ibe lilizwi elikhulu elisetyenziswa ngabahlalutyi abaninzi xa bechaza inani elingazange libonwe ngaphambili labantu abashiya imisebenzi yabo ngexesha nasemva kobhubhani. Olu tshintsho lukhulu kubasebenzi lubangele ukunqongophala kwabasebenzi kuwo wonke amashishini ahlukeneyo, nto leyo ibeka umngeni omkhulu kumashishini amancinci xa ezama ukufumana umsebenzi osemgangathweni ngeli xesha.

Nangona kunjalo, xa ujonga i Uhlalutyo lweStatista kwimpembelelo yobhubhani we-coronavirus kwiiyure abasebenzi bamashishini amancinci abazichithe besebenza xa besebenza ekhaya, i-77.1% yabaphenduli (eyona nxalenye inkulu) ibonise ukuba kukho utshintsho oluncinci okanye akukho tshintsho kwinani leeyure ezisetyenzisiweyo, ngelixa i-6.4% ibonise ukwanda okukhulu, i-8.1% yabonisa ukunyuka okuphakathi, i-5.2% yabonisa ukuhla okuphakathi, kunye ne-3.2% yabonisa ukuhla okukhulu, kunye ne-XNUMX%.

Oku kubonisa ukuba xa lilonke, xa kufikwa kwimveliso yabasebenzi, ubhubhane awukhange ube nempembelelo enkulu kumanqanaba emveliso ashicilelwe ngamashishini amancinci, njengoko icandelo elincinci lamashishini lirekhode ukwehla okukhulu okanye ukonyuka kwemveliso.

Impembelelo ekusindeni kweshishini: ukuvalwa kunye nokuvulwa kwakhona

Lo bhubhani ube nefuthe kumacandelo ahlukeneyo ngokwahlukileyo ngenxa yokulungela kwamacandelo ahlukeneyo kunye nokuba bhetyebhetye ekusebenzeni ngorhwebo lomntu olulinganiselweyo. Ngexesha lokuphakama kobhubhane, uninzi lwamashishini amancinci kuye kwafuneka avale iingcango zawo ukuze athobele ukuvalwa kunye neminye imithetho yokhuseleko loluntu.

Nangona kunjalo, uninzi lala mashishini akwazile ukubuya umva kwaye avule kwakhona, encediswa kukunyuka kwamazinga okugonya, amanyathelo okuvala umva, kunye noncedo lwemali oluqhutywa ngurhulumente.

Xa kufikwa kwinani lokuvulwa kwamashishini ngokwecandelo e-US ukusukela ngoSeptemba 2021, Amanani eStatista bonisa ukuba icandelo leeNkonzo zeKhaya libone elona nani liphezulu lokuvulwa kwamashishini (13,454), lilandelwa ziiNdawo zokutyela kunye noKutya (5,863), iiNkonzo zeNdawo (4,542), iiNkonzo zobuNgcali (4,109), uBuhle (3,584), iiRetail and Shopping (3,147), iiNkonzo zeMoto (2,787), kunye noBuqeqe (739).

Impembelelo kuqoqosho lwedijithali: ukukhawulezisa urhwebo lwe-e

Ubhubhani we-coronavirus ukwaveze inani lamathuba kumashishini amancinci ahlukeneyo kunye nemizi-mveliso enxulumene nawo; eyona inkulu kwezi inokuba kukwanda kokuthathwa kwetekhnoloji yedijithali kunye ne-e-commerce.

McKinsey Uqikelelo lokuba uqoqosho lwehlabathi lubone ukwamkelwa kwe-e-commerce yeminyaka eyi-10 inyanzeliswa kwiinyanga ezintathu. Kubekho utshintsho kwi-e-commerce-first paradigm kuzo zonke iimarike ezininzi, kwaye oku kukhokelele ekwandeni komsebenzi we-e-commerce kwimfuno kunye nonikezelo lwempahla kunye neenkonzo.

Itekhnoloji yedijithali ayitshintshi nje kuphela indlela iimpahla kunye neenkonzo ezithengiswa ngayo, kodwa zikwayitshintsha indlela ezibhengezwa ngayo, indlela eziphathwa ngayo izinto ezihanjiswayo, kunye nendlela ezihanjiswa ngayo kunye nokuhanjiswa kwazo.

Ukuze uphile, amashishini amaninzi kuye kwafuneka aseke amajelo okuthengisa edijithali kwishishini lawo okanye adibanise urhwebo lwawo kumaqonga e-e-commerce ehlabathi anje ngoku. Chovm.com. Oku kubongezelele kuqoqosho lwedijithali, kwandise ukufikelela kwabo kwimarike, kwaye kwabenza bakwazi ukufikelela kubathengi abaninzi kwiimarike zangaphandle.

Impembelelo kubuchule obutsha: ukuqhubela phambili kumsebenzi okude kunye nobuchwepheshe bokufunda nge-elektroniki

Isaci sakudala esithi "Imfuneko ngumama wezinto ezintsha" ngokuqinisekileyo izibonakalise ukuba ibambe inyani ebalulekileyo ngexesha lobhubhane. Ngenxa yemiqathango ebekiweyo ngenxa yengxaki yezempilo yoluntu, amashishini amaninzi aye anyanzeleka ukuba azenzele izinto ezintsha kwaye aziqhelanise ngeendlela ezinokuthi, ngaphambi kobhubhane, athathe ixesha elide ukuba afezekiswe.

Amashishini athathe ithuba lokwahlula iipotfoliyo zawo zemveliso, ngobuchule obuthile bokusombulula iingxaki eziye zavelisa iimveliso ezintsha kunye neenkonzo ezijikeleze iimfuno zabathengi abebefunda okanye ngoku. ukusebenza ekhaya.

Ngokwesiqhelo amashishini amancinci anomngcipheko onokuthi akwazi ukwenza umtsi ongqongqo ekwamkeleni iimodeli zeshishini elitsha elinje nge-e-commerce, dropshipping, ukurhweba kwindawo yentengiso kwi-Intanethi. Oku kubenze bakwazi ukugcina ukufaneleka kwabo kwaye bafikelele kubathengi apho babekho - amaqonga edijithali.

Iimfuno zabathengi abatsha ezinxulumene nokusebenza kude kunye nokufunda kwaqhubela inguqulelo kumacandelo ahlukeneyo ukuhlangabezana nemfuno eguqukayo. Nokuba ibiyinkqubo entsha ejikeleze inkomfa yevidiyo esekwe ekhaya kubathengi be-elektroniki okanye ifashoni entsha kunye nezixhobo ezenziweyo ukuze zihambelane “nendlela yokuphila yasekhaya,” amashishini amancinci kulo lonke elase-US anyanzelwa ukuba abe namandla ngakumbi ngokwemodeli yeshishini kunye neemveliso okanye iinkonzo ezinikezelayo.

Kuya kubonakala njani ukuchacha emva kobhubhane?

Abahlalutyi beForam yezoQoqosho yeHlabathi balatha ku Ukubuyisela okumilise K apho amanye amashishini aya kubona ukuphucuka okubonakalayo ngelixa amanye amama emva kokudodobala koqoqosho okubangelwa ngubhubhane. Umzekelo, icandelo leeNkonzo zobuGcisa kunye nezoShishino likwazile ukubuya umva ngokukhawuleza kakhulu xa lithelekiswa necandelo lezoLonwabo kunye neloBundwendwe. Olu hlobo lwendlela yokubuyisela iya kuba yinto eqhelekileyo emva kobhubhane.

Kodwa ngaphandle kobunzima obuqhubekayo ukuba inani lamashishini amancinci ajongene nawo e-US, umoya woshishino waseMelika unyamezele. Lo bhubhani awukhange uthintele abantu abaninzi baseMelika ukuba baqale amashishini abo, njengoko kubonisiwe spike kakhulu kwinani le Employer Identification Number izicelo zoshishino ezenziwe emva kwexesha lobhubhani. Fumana ngakumbi malunga nendlela oku iliza eliqhubekayo loshishino kuqikelelwa ukuba iza kubumisa ngokutsha uqoqosho lwase-US.

Eli gagasi libonisa ukuba amathuba amaninzi akhoyo kwaye alinde loo macandelo kunye namashishini athe akwazi ukubonisa ukomelela kunye nobuchule bokulungelelanisa iimodeli zabo zoshishino kunye nokunikezelwa kwemveliso ukuhlangabezana nokutshintsha kweemfuno zabathengi kunye nemikhwa yokuthenga.