Iimodeli zeNgeniso yeNtlawulo ngo-2021 nangaphaya

IiModeli zeNgeniso yeNtlawulo ye-GlobalData ngo-2021 kunye nengxelo eNgaphandle, igxininisa ukuba ingeniso yentlawulo inyukile kule minyaka ilishumi idlulileyo ngenxa yentshukumo esuka kwimali ukuya kumakhadi. Ukwanda kwabathengi bafudukela kwiintlawulo ze-Intanethi ngeefowuni zabo eziphathwayo.

Iziphumo eziphambili zixoxwe kwingxelo:

• Phakathi kuka-2010 kunye no-2020, ingeniso yentlawulo yehlabathi yabona ukukhula okungaguqukiyo, okuphindwe kabini ukuya kwi-2 yeetriliyoni zeedola kwiminyaka elishumi (Umthombo: McKinsey).
• Iingeniso ezimbini eziphambili zengeniso - iintlawulo zotshintshiselwano kunye neentlawulo zenkonzo yomthengisi (ii-MSCs), zombini ezichanekileyo kwiintengiselwano ezisekelwe kwikhadi - zibalwa malunga nesiqingatha sengeniso yentlawulo. Ngokudibeneyo baya kubona ukukhula kwe-25% phakathi kwe-2020 kunye ne-2023, xa ixabiso labo liya kufikelela kwi-$ 1.2 yezigidigidi.
• Umthamo wentengiselwano yemali yehlabathi kwindawo yokuthengisa yehle nge-10% phakathi kuka-2019 no-2020 (umthombo: Worldpay) ngenxa yobhubhane.
• Idatha yethu ibonisa umthamo wentlawulo kwi-3,493 yeebhiliyoni kwiiqikelelo zethu ze-2023, ibe ngaphezu kokuphindwe kabini kwiminyaka eyi-10 eyandulelayo, okwangoku ixabiso liya kuma kwi-1,426 yezigidigidi zeedola - ukukhula kwe-146% ngexesha elifanayo.
• E-UK, i-BNPL isetyenziswe ngabantu abangaphezu kwesithathu kwi-10 ukusika kwiingeniso zekhadi letyala. Nge-8.6 yezigidi zokucwangcisa ukusebenzisa i-BNPL kwixesha elizayo, sinokulindela ukuba abathengi abaninzi bahambe ukusuka kumakhadi okuthenga ngetyala ukuya kwi-BNPL ukuya phambili.
• Ngelixa amakhadi okuhlawula ahlala eyiyeyona ndlela ibalaseleyo yokuhlawula eYurophu nakuMntla Melika, ubungakanani bentengiselwano yehlabathi ebalelwa kwizipaji eziphathwayo iye yanda ngokukhawuleza. Lo mkhwa uya kuqhubeka ukuya kuthi ga ngo-2023, uqhutywa kukusetyenziswa olomeleleyo kwi-Asia Pacific kunye nokukhula kokwamkelwa komntwana kwilizwe eliphuhlileyo.

Ngaphandle kongenelelo oluninzi kwiifizi zotshintshiselwano, utshintsho kwiintlawulo ze-elektroniki kwihlabathi jikelele lwenza ukuba ingeniso ihlale ikhula. Uhlalutyo lwethu lubonisa ukuba indibaniselwano yeentlawulo zotshintshiselwano kunye nee-MSC ezivela kwiintlawulo zekhadi zibalelwe malunga ne-1 yeetriliyoni zeedola ngo-2021. Eli nani limiselwe ukuba linyuke liye kwi-1.2 yezigidi zezigidi zezigidi ngo-2023. Ngo-2021, ukudluliselwa kwekhredithi kuqikelelwa kwi-80% yexabiso lentlawulo yehlabathi kodwa nje i-5% yevolumu. Izipaji eziphathwayo zenza esona sabelo sikhulu somthamo, silandelwa yimali kunye namakhadi okuhlawula: kunye ezi ndlela zenza i-92% yevolumu kodwa i-8% yexabiso.

Khuphela ingxelo

Umthombo ovela GlobalData

Ulwazi olubekwe ngasentla lunikezelwa yi-GlobalData ngokuzimeleyo kwi-Chovm.com. I-Chovm.com ayenzi lumelo kunye neziqinisekiso malunga nomgangatho kunye nokuthembeka komthengisi kunye neemveliso.