5 Izindlela Zokukhokha Ezidumile Zohwebo Lwamazwe Ngamazwe

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Ngenxa yalokho, kubalulekile ukuthi abathengi bazi futhi baqonde kahle izindlela zokukhokha ezihlukene ukuze bazi ukuthi bangenani ngedili ngalinye.

Lesi sihloko sizoqhathanisa izindlela ezi-5 zokukhokha ezihlukene zohwebo lwamazwe ngamazwe. Sizobheka izimo zokusetshenziswa okuvamile kwethemu ngalinye ngaphambi kokukala okuhle nokubi. Ukusonga izinto, sizoxoxa ngokukhokha ukuthengiselana okuvikelekile endaweni yemakethe ye-B2B.

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Izindlela zokukhokha ezi-5 zohwebo lwamazwe ngamazwe: isiqhathaniso
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Izindlela zokukhokha ezi-5 zohwebo lwamazwe ngamazwe: isiqhathaniso

Okungu-5 okuthandwa kakhulu izindlela zamazwe omhlaba zokukhokha ezohwebo ze-B2B ziyimali kusengaphambili, izincwadi zesikweletu, amaqoqo amadokhumenti, ama-akhawunti avuliwe, nokuthunyelwa.

Isikhathi sokukhokha ngasinye siyahluka kancane kunesilandelayo, kodwa umehluko omkhulu ukuthi igama livuna bani. Isibonelo, amanye amagama avikeleke kakhulu kumthengi, kanti amanye amatemu avikeleke kakhulu kumthengisi.

Unalokho engqondweni, ake sizinike isikhathi sokuhlukanisa ngayinye yalezi izindlela zokukhokha ezahlukene.

1. Imali kusengaphambili

Izindlela zokukhokha imali kusengaphambili ziyindlela ezizwakala ngayo: umthengi ukhokhela i-oda lakhe ngaphambi kokuthi lihanjiswe. Ibhalansi ingaqoqwa ngezitolimende noma ngenkokhelo yesikhathi esisodwa, kodwa noma kunjalo, yonke into kufanele ikhokhwe ngaphambi kokuba i-oda ligcwaliswe.

Lokhu isikhathi sokukhokha ivuna umdayisi njengoba umthengi ekhokha ngaphambi kokuthi i-oda lithunyelwe. Lapho umdayisi ethola ukheshi kusengaphambili, unemali azosebenza ngayo ngaphambili.

Imali kusengaphambili imvamisa iwuhlobo lwetemu lokukhokha olungaheheki kubathengi njengoba bethatha zonke izingozi.

Amacala wokusebenzisa ajwayelekile

Isikhathi sokukhokha ukheshi kusengaphambili siwusizo kubathengisi abasebasha futhi abadinga imali ukuze batshale ku-invento yabo. Isibonelo, umdayisi angase adinge ukheshi kusengaphambili uma edinga imali ukuze agcwalise i-oda.

Lezi zindlela zokukhokha zingasetshenziswa nabathengisi asebekhulile abakhetha ukuvikeleka okwengeziwe ezinkokhelweni zabo futhi abangenandaba nokulahlekelwa ibhizinisi kunezindlela zokukhokha ezingalungile kubathengi.

Ubuhle nobubi kubathengi/abangenisa impahla ngaphandle

buhle

• Ukuthengiselana okulula kakhulu
• Isiza ukukhulisa ukwethembana nomthengisi

bawo

• Ivikeleke kancane kubathengi
• Idinga imali kusengaphambili
• Umdayisi angase angakhiqizi njengoba ethembisile

Ubuhle nobubi kubathengisi/abathekelisa

buhle

• Kuvikeleke kakhulu kubathengisi
• Abathengisi bathola imali kusengaphambili

bawo

• Kungase kunciphise ukuthengisa njengoba abanye abathengi bangase bangakwazi ukukhokhela yonke into kusengaphambili
• Umthengi kufanele abeke ithemba lakhe kumthengisi

2. Izincwadi zezikweletu

Incwadi yesikhathi sokukhokha isikweletu isusa ubungozi kubo bobabili ongenisa ngaphandle kanye nomthumeli ngaphandle ngoba ibhange lomthengi liphethe inkokhelo kuze kube yilapho ukuthunyelwa kutholwa.

Umthengi kumele agunyazwe yibhange ngesikweletu ngaphambi kokuthi kwenziwe umsebenzi, ngakho umthengisi angaqiniseka ukuthi imali izoza kuye lapho kufika i-oda.

Amacala wokusebenzisa ajwayelekile

Njengoba leli gama lokukhokha lamazwe ngamazwe linikeza isibambiso kubo bobabili umthengi nomthengisi, kuyindlela yokwenziwayo edumile yohwebo oluwela imingcele. Iqinisekisa ukuvikelwa kungakhathaliseki ukuthi abathengi nabathengisi bakuphi.

Isetshenziswa kakhulu emazweni asathuthuka, kepha isiqala ukukhula ekudumeni e-United States nakwezinye izimakethe ezisunguliwe.

Ubuhle nobubi kubathengi/abangenisa impahla ngaphandle

buhle

• Ivikelekile kuzo zombili izinhlangothi
• Ukuhweba ngamabhange anama-LC kungenza ukuthengiselana kube lula ekuvikelweni kombuso

bawo

• Idinga ukungenelela okuvela eceleni
• Abathengi kungase kudingeke benze isibambiso

Ubuhle nobubi kubathengisi/abathekelisa

buhle

• Ivikelekile kuzo zombili izinhlangothi
• Kungase kube lula ekuvikelweni kombuso njengoba ibhange libandakanyeka

bawo

• Idinga ukungenelela okuvela eceleni
• Ibhange likhokhisa izimali eziphezulu ukuze liqhube lezi zimali

3. Amaqoqo edokhumentari (D/P kanye ne-D/A)

Amaqoqo edokhumentari olunye uhlobo lwetemu lokukhokha lamazwe ngamazwe olusebenzisa ibhange njengomuntu ophakathi ukuze libambe ukuthunyelwa kuze kube yilapho umthengi esezikhokhele izimpahla.

Ngokuqoqwa kwamadokhumentari, umthengisi uthatha ingcuphe ethe xaxa kunaleyo ebengayenza ngezincwadi zesikweletu, kodwa isavikelekile njengoba ibhange likhona njengenkampani yangaphandle kulo msebenzi. Kuyaphawuleka ukuthi nakuba ibhange lisiza ukwenza umsebenzi, alicabangi isikweletu.

Kunezinhlobo ezimbalwa zamaqoqo amadokhumenti, okuhlanganisa amadokhumenti aphikisana nenkokhelo (D/P) kanye nemibhalo ephikisana nokwamukelwa (D/A).

Ku-D/P, ibhange lomthengisi lithumela amadokhumenti ebhange lomthengi lapho i-oda lifika endaweni yokungena yomthengisi. Khona-ke, lapho umthengi ekhokha ibhange lakhe, bathola imibhalo ukuze i-oda labo likhishwe ezindlekweni.

Ku-D/A, ngakolunye uhlangothi, inqubo iyafana, kodwa ibhange lomthengi lihlanganisa idethi ethile esikhathini esizayo ukuze umthengi amukele i-oda.

Amacala wokusebenzisa ajwayelekile

Lesi sikhathi sokukhokha sibalulekile ezimweni lapho umdayisi edinga uxhaso lwezimali.

Ubuhle nobubi kubathengi/abangenisa impahla ngaphandle

buhle

• Ingozi encane ihilelekile kunama-akhawunti avuliwe
• Ibiza kancane kunezinhlamvu zekhredithi
• Ivikeleke ngokulinganiselwe kuzo zombili izinhlangothi

bawo

• Ibhange alisithathi icala

Ubuhle nobubi kubathengisi/abathekelisa

buhle

• Ngokuvamile ayinabungozi kunezinye izindlela
• Izimpahla ziphethwe umuntu wesithathu

bawo

• Ibhange alisithathi icala
• Ingozi ethile ikhona

4. Vula ama-akhawunti

Vula i-akhawunti okwenziwayo yisivumelwano sokukhokha esibandakanya umthengisi ukuthumela izimpahla ngaphambi kokuba umthengi akhokhe. Lolu hlobo lwesikhathi sokukhokha luphambene ncamashi nemali kusengaphambili.

Ngokuvamile, umthengi uyavuma ukukhokhela i-oda phakathi nenyanga engu-1 kuya kwezingu-6 etholiwe.

Abathengisi bathatha zonke izingozi ngama-akhawunti avuliwe, okwenza leli gama lokukhokha likhange kakhulu kubathengi.

Amacala wokusebenzisa ajwayelekile

Izindlela zokukhokha ze-akhawunti evulekile zivame kakhulu ezimeni lapho abathengisi befuna ukusungula inzuzo yokuncintisana ngaphezu kwabaqhudelana nabo ngokunikeza imigomo elungele umthengi kakhulu.

Le ndlela yokukhokha iphinde isetshenziswe ngokujwayelekile lapho umthengi nomthengisi banobudlelwano obumisiwe.

Ubuhle nobubi kubathengi/abangenisa impahla ngaphandle

buhle

• Ayibeki ingcindezi ekugelezeni kwemali komthengi
• Abukho ubungozi kubathengi

bawo

• Azikho izinkinga zangempela

Ubuhle nobubi kubathengisi/abathekelisa

buhle

• Ikhanga kakhulu kubathengi ngakho inikeza izinzuzo zokuncintisana

bawo

• Abathengisi kufanele bathathe yonke ingozi
• Abathengisi bangase bangaholi
• Abathengisi basengozini yokukhokha sekwephuzile

5. Umthwalo

Enye indlela yokukhokha ukuthumela. Kufana kakhulu nokuvula ama-akhawunti, kodwa kune-caveat eyodwa ephawulekayo: abathengisi abakhokhelwa kuze kube yilapho umthengi ethengisa noma edla zonke izimpahla.

Njengoba lolu hlobo lomsebenzi lusetshenziselwa ukuhwebelana kwemingcele, akukho okuningi umthengisi angakwenza uma umthengi enqaba ukukhokha. Noma yiluphi uhlobo lwesenzo somthetho kuzodingeka lwenzeke ezweni lomthengi, futhi kuba nzima njengoba ukuthengiswa kwaqalwa emazweni ngamazwe.

Amacala wokusebenzisa ajwayelekile

Le ndlela yokukhokha ayijwayelekile kakhulu, ngoba iyingozi kakhulu kubathengisi. Sesikushilo lokho, le ndlela yokukhokha ingaba usizo ezimeni lapho umthengi nomthengisi banobudlelwano obumisiwe.

Okuhle nokubi kubathengi

buhle

• Abathengi abadingi ukukhokha kuze kudayiswe imikhiqizo
• Akukho ukutshalwa kwezimali kwangaphambili okudingekayo kubathengi
• Abukho ubungozi kubathengi

bawo

• Kungaba yingozi uma wonke umkhiqizo ungathengiswa

Okuhle nokubi kubathengisi

buhle

• Inikeza inzuzo yokuncintisana ngaphezu kwabanye abathengisi

bawo

• Kuyingozi kakhulu kubathengisi
• Ingafaka engcupheni ukuhamba kwemali komthengisi

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