Ukuthi Ubhubhane Lubathinte Kanjani Amabhizinisi Amancane e-US

Ubhubhane lwe-coronavirus lube nomthelela omkhulu ezimbonini ezahlukahlukene e-US. Yize idale ukuphazamiseka okukhulu, iphinde yethula inani elibalulekile lamathuba abe nomthelela omuhle ekusebenzeni, ukuqamba okusha, nokuphila kwenani lamabhizinisi amancane.

Isigaba samabhizinisi amancane sibanzi kakhulu e-US, kanti amabhizinisi angama-99% e-US empeleni afaneleka njengamabhizinisi amancane ngokusho kwe I-World Economic Forum.

Kulesi sihloko, sizobheka ukuthi lesi sigaba esikhulu samabhizinisi sithintwe kanjani ubhubhane, yiziphi izinselelo namathuba avele, nokuthi ithemba langemva kobhubhane lifanelekile noma cha.

Okuqukethwe
Umthelela wezomnotho walolu bhubhane kanye nokusatshalaliswa kosizo lwezezimali
Umthelela wobhubhane kumabhizinisi amancane e-US
Kuzobukeka kanjani ukululama kwangemva kobhubhane?

Umthelela wezomnotho walolu bhubhane kanye nokusatshalaliswa kosizo lwezezimali

A Umbiko weStista kumthelela ophelele wezomnotho walolu bhubhane kumabhizinisi amancane e-US kusukela ngo-Okthoba 2021 kukhombisa ukuthi emabhizinisini angama-44.9% abaphendulile (ingxenye enkulu kunazo zonke), ubhubhane lube nomthelela omubi omaphakathi, kanti kuma-22.5% abaphendulile (ingxenye yesibili ephezulu), lo bhubhane ube nomphumela omncane noma awunawo umphumela.

Usizo lwezezimali oluhlinzekwa uhulumeni wase-US ukuze amabhizinisi amancane ngalesi sikhathi bekubalulekile ekuqinisekiseni ukuthi bayakwazi ukumelana nesiphepho salolu bhubhane.

Uma kubhekwa ukusatshalaliswa kosizo lwezezimali olutholwe amabhizinisi amancane, i-Paycheck Protection Programme (PPP) kanye nentethelelo yemalimboleko ye-Paycheck Protection Programme ibe nomthelela omkhulu ekudambiseni ingcindezi yezezimali yamabhizinisi amancane, okubalelwa ku-44.5% no-41.3% walo lonke usizo lwezezimali, ngokulandelana.

Izinhlelo zokubolekwa kwemali ziphinde zabamba iqhaza elikhulu ekudambiseni imiphumela yalolu bhubhane, njengoba ukuvunywa kwemali mboleko yamabhizinisi amancane ngababolekisi abahlukahlukene e-US kunikeze amabhizinisi amancane isibambiso esikhulu. Uma kukhulunywa ngezinhlobo zababolekisi, Izibalo ze-Statista khombisa ukuthi u-24.5% wemali ebolekiwe uvela kwezinye izikweletu, kanti u-23.8% wawuvela kubabolekisi bezikhungo, u-20.5% wawuvela ezinyunyana zezikweletu, u-18.5% wawuvela emabhange amancane, kanti u-13.6% wawuvela emabhange amakhulu.

Umthelela wobhubhane lwe-coronavirus kumabhizinisi amancane e-US

Umthelela kubasebenzi: ukushoda kwabasebenzi, ukwanda kokukhiqiza

Uma kukhulunywa ngezinselelo ezahlukahlukene amabhizinisi amancane abhekene nazo e-US ngesikhathi sobhubhane, enkulu kunazo zonke ngokusho kwama-24% Abaphendula umbiko we-Statista yileyo yezinga lomsebenzi.

“Ukwesula okukhulu” kube ngumsindo omkhulu osetshenziswa abahlaziyi abaningi lapho bechaza inani elingakaze libonwe labantu abashiya imisebenzi ngesikhathi nangemva kwalesi sifo. Lolu shintsho olukhulu kwezemisebenzi ludale ukushoda kwabasebenzi kuzo zonke izimboni ezahlukahlukene, okubeke inselelo enkulu emabhizinisini amancane lapho ezama ukuthola abasebenzi abasezingeni eliphezulu ngalesi sikhathi.

Nokho, lapho ubheka Ukuhlaziywa kwe-Statista ngomthelela wobhubhane lwe-coronavirus emahoreni abasebenzi bamabhizinisi amancane abawachithe besebenza besekhaya, u-77.1% wabaphenduli (ingxenye enkulu kunazo zonke) ubonise ukuthi kube noshintsho oluncane noma alukho nhlobo enanini lamahora asetshenziwe, kuyilapho u-6.4% ebonise ukwanda okukhulu, u-8.1% ubonise ukunyuka okuphakathi, u-5.2% ubonise ukwehla okuphakathi, kwathi u-3.2% wabonisa ukwehla okukhulu.

Lokhu kukhombisa ukuthi kukonke, uma kukhulunywa ngokukhiqiza kwabasebenzi, lolu bhubhane aluzange lube nomthelela omkhulu emazingeni okukhiqiza aqoshwe amabhizinisi amancane, njengoba ingxenye encane yamabhizinisi iqophe ukwehla okukhulu noma ukwanda kokukhiqiza.

Umthelela ekusindeni kwebhizinisi: ukuvalwa nokuvulwa kabusha

Lo bhubhane ube nomthelela emikhakheni eyahlukene ngendlela ehlukile ngenxa yokulungela imikhakha eyahlukene kanye nokuvumelana nezimo ukusebenza ngokuhweba kwabantu okulinganiselwe. Ngesikhathi sokuphakama kwalolu bhubhane, amabhizinisi amancane amaningi kwadingeka avale iminyango yawo ukuze ahambisane nokuvalwa kwezindawo kanye neminye imithetho yokuphepha yomphakathi.

Kodwa-ke, iningi lalawa mabhizinisi likwazile ukubuya liphinde livuleke, lisizwa ukwanda kwamazinga okugoma, izindlela zokuvala izivalo ezixegisiwe, kanye nosizo lwezezimali oluqhutshwa uhulumeni.

Uma kukhulunywa ngenani lokuvulwa kwebhizinisi ngesigaba e-US kusukela ngoSepthemba 2021, Izibalo ze-Statista khombisa ukuthi umkhakha Wezinkonzo Zasekhaya ubone inani eliphakeme kakhulu lokuvulwa kwamabhizinisi (13,454), kulandele Izitolo Zokudla nokudla (5,863), Amasevisi Endawo (4,542), Amasevisi Ochwepheshe (4,109), Nobuhle (3,584), Ukudayisa Nokuthenga (3,147), Amasevisi Ezimoto (2,787), kanye Nokufaneleka (739).

Umthelela kumnotho wedijithali: ukusheshisa i-e-commerce

Ubhubhane lwe-coronavirus seluveze amathuba amaningi kumabhizinisi amancane ahlukahlukene kanye nezimboni ezihlobene nawo; okukhulu kakhulu kwalokhu kungase kube nje ukwanda kokutholwa kobuchwepheshe bedijithali kanye ne-e-commerce.

McKinsey ilinganisela ukuthi umnotho womhlaba usubone ukubaluleka kweminyaka eyi-10 yokwamukelwa kwe-e-commerce kucindezelwa kwaba yizinyanga ezintathu. Kube nokushintshela ku-paradigm ye-e-commerce-first kuzo zonke izimakethe ezimbalwa, futhi lokhu kuholele ekwandeni komsebenzi we-e-commerce kukho kokubili ukufunwa nokuhlinzekwa kwezimpahla nezinsizakalo.

Ubuchwepheshe bedijithali abushintshi nje kuphela indlela izimpahla namasevisi athengiswa ngayo, kodwa futhi buyashintsha indlela ezikhangiswa ngayo, indlela okuphathwa ngayo okuhlinzekwayo, nendlela ukulethwa nokuphathwa kwempahla.

Ukuze aqhubeke ephila, amabhizinisi amaningi kuye kwadingeka asungule iziteshi zokuthengisa zedijithali zebhizinisi lawo noma ahlanganise ukuhweba kwawo ezinkundleni zokuxhumana ze-e-commerce zomhlaba jikelele njenge Chovm.com. Lokhu kwabangezela emnothweni wedijithali, kwanweba ukufinyelela kwabo ezimakethe, futhi kwabenza bakwazi ukufinyelela abathengi abengeziwe ezimakethe zangaphandle.

Umthelela ekusungulweni okusha: intuthuko emsebenzini okude nobuchwepheshe be-e-learning

Isisho sakudala esithi "Isidingo singumama wezinto ezintsha" ngokuqinisekile sazibonakalisa sibambe iqiniso elibalulekile ngesikhathi sodlame. Ngenxa yezinyathelo ezivimbelayo ezibekwe ngenxa yenkinga yezempilo yomphakathi, amabhizinisi amaningi aphoqeleka ukuthi asungule futhi azivumelanise nezimo ngendlela, ngaphambi kwalolu bhubhane, obekungathatha isikhathi eside ukwenzeka.

Amabhizinisi athathe ithuba lokuhlukanisa amaphothifoliyo emikhiqizo yawo, asebenzisa amasu okuxazulula izinkinga asungula imikhiqizo emisha namasevisi ahambisana nezidingo zamakhasimende manje asefunda noma ukusebenza ekhaya.

Ngokujwayelekile amabhizinisi amancane angafuni ubungozi akwazile ukugxumagxuma ekwamukeleni amamodeli ebhizinisi amasha njenge-e-commerce, dropshipping, ukuhweba ezimakethe eziku-inthanethi. Lokhu kubenze bakwazi ukugcina ukuhambisana kwabo futhi bafinyelele amakhasimende lapho bekhona - izinkundla zedijithali.

Izidingo zamakhasimende amasha eziphathelene nokusebenza kude nokufunda ziqhube amasu emikhakheni eyahlukene ukuze kuhlangatshezwane nesidingo esishintshayo. Kungakhathaliseki ukuthi bekuyintsha emayelana nogesi wenkomfa ngevidiyo wasekhaya noma imfashini nezinsiza ezintsha ezidalelwayo ukuze zifane “nendlela yokuphila yomuntu wasekhaya,” amabhizinisi amancane kulo lonke elase-US aphoqeleka ukuba abe nekhono elikhudlwana ngokuya ngamamodeli ebhizinisi lawo nemikhiqizo noma iminikelo yesevisi.

Kuzobukeka kanjani ukululama kwangemva kobhubhane?

Abahlaziyi beWorld Economic Forum bakhomba ukuthi a Ukubuyiselwa okumise okwe-K lapho ezinye izimboni zizobona ukuthuthuka okukhulu kuyilapho ezinye zintenga kulandela ukwehla komnotho okubangelwa ubhubhane. Isibonelo, umkhakha Wezinkonzo Zobungcweti NezamaBhizinisi ukwazile ukubuyela emuva ngokushesha okukhulu uma kuqhathaniswa nomkhakha wezokungcebeleka nezokungcebeleka. Lolu hlobo lwendlela yokutakula ehlukahlukene luzoba inkambiso yangemva kobhubhane.

Kodwa naphezu kobunzima obuqhubekayo idlanzana lamabhizinisi amancane abhekane nalo e-US, umoya wokuhweba waseMelika ubekezelele. Lo bhubhane awuzange uvimbe abantu abaningi baseMelika ukuthi baqale amabhizinisi abo, njengoba kubonakala ku- i-spike enkulu ngenani lezicelo zebhizinisi zeNombolo Yesibonakaliso Somqashi ezenziwe esikhathini sangemva kobhubhane. Thola okwengeziwe ukuthi lokhu kanjani igagasi eliqhubekayo lamabhizinisi kubikezelwa ukuthi izolungisa kabusha umnotho wase-US.

Leli gagasi libonisa ukuthi amathuba amaningi ayatholakala futhi alinde leyo mikhakha namabhizinisi akwazile ukukhombisa ukuqina nekhono lokulungisa amamodeli ebhizinisi lawo kanye neminikelo yemikhiqizo ukuze ahlangabezane nesidingo esishintshayo sabathengi kanye nemikhuba yokuthenga.